financing icon

Pay at your own pace.

*Your rate will be 0%-36% APR.   For example, "on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.

We're making it easier to make smart choices with your wallet. So you can get the things you love without the things you don't.

affirm monthly payments
  • Starting at 0% - 36% APR
  • Choose from 12, 24 or 36 month payment plans
  • Fast & easy prequalificaition
  • Checking eligibility has no impact to credit
  • Transparent, flexible, fair

Here's how to finance your Big Mattress Co.® order

Fill your cart

Begin checkout once your are ready to order your items

Enter shipping Info

Enter your shipping information and advance to billing page

Select Payment Plan

Choose Affirm as your payment choince and that's it.

Frequently Asked Questions

How does Affirm work?

Affirm strives to keep you out of unhealthy debt by facilitating fair, transparent credit so you can pay over time for the things you love. We offer affordable monthly payments at a pace you choose - usually 3, 6, or 12 months. From day one, you know how long you'll pay, and you know how much you'll pay because we never charge late fees or others hidden fees.

How will using these options effect my credit?

Affirm has a soft credit check when prequalifying. If you're going to be late on a payment, schedule a payment as soon as possible. Late payments may hurt your credit score.

Do I still get a 100 night sleep trial when I finance?

Yes! No matter what payment method you choose, you still get can rest easy knowing you have 100 night sleep trial. If you do choose to return, you'll be refunded for the payments you've made, minus any interest that has accrued.

How do I return my mattress if I finance?

We recommend sleeping on your new mattress for at least 30 nights, as it does take time to adjust. If you're still unhappy, call (866) 550-2073 to begin the return process!